Junior Money Masters
Ages 8-14 | Duration: 6 weeks | Format: Saturday workshops
Financial habits form young. This course introduces children to money concepts through interactive activities, games, and real-world scenarios they can relate to.
What Your Child Will Learn
- Understanding the difference between needs and wants
- How to set savings goals and track progress
- Basic budgeting with a weekly allowance
- The concept of earning through effort
- Smart spending decisions and delayed gratification
- Introduction to how banks work
Budgeting Foundations
Adults | Duration: 4 weeks | Format: Evening classes
Gain control over your finances by building a budgeting system that actually works. This course focuses on practical tools and techniques you can implement immediately.
Course Content
- Tracking all income sources accurately
- Categorizing expenses and identifying patterns
- Creating a realistic monthly budget
- Building an emergency fund from scratch
- Cutting unnecessary spending without feeling deprived
- Using budgeting apps and spreadsheets effectively
- Adjusting budgets as life circumstances change
Investment Essentials
Adults | Duration: 6 weeks | Format: Evening classes
Demystify the world of investing. Learn how to assess opportunities, understand risk, and build a portfolio aligned with your financial goals and timeline.
What You'll Master
- Understanding stocks, bonds, and funds
- How ISAs and pension schemes work
- Risk assessment and tolerance evaluation
- Diversification strategies and portfolio balancing
- Reading financial statements and market indicators
- Tax-efficient investing in the UK
- Common investing mistakes to avoid
- Setting realistic return expectations
Small Business Finance
Entrepreneurs | Duration: 8 weeks | Format: Evening classes
Running a business requires different financial skills than managing personal money. This course covers everything from cash flow to tax planning for small business owners and aspiring entrepreneurs.
Programme Includes
- Cash flow management and forecasting
- Understanding profit versus revenue
- Setting prices that ensure sustainability
- Managing business expenses and overhead
- Tax obligations and planning strategies
- Reading and interpreting financial statements
- When and how to seek business financing
- Separating business and personal finances
- Basic bookkeeping systems
Retirement Planning
Adults | Duration: 5 weeks | Format: Daytime or evening options
Retirement planning involves more than just saving. Understand your pension options, tax implications, healthcare costs, and how to maintain financial security when regular employment income stops.
Key Topics Covered
- State pension versus private pension schemes
- Calculating how much you need to retire comfortably
- Pension drawdown versus annuities
- Tax implications of retirement income
- Healthcare and long-term care planning
- Adjusting investment strategy as retirement approaches
- Estate planning basics
- Managing retirement income to last